Terms and Conditions AFB88 –
Complete Platform User Guide

1 Acceptance of Terms and Conditions

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User") and afb88 ("Platform", "We") regarding the use of afb88.wine and all services provided therein. This document should be read together with the afb88 Privacy Policy and all other guidelines published on this website from time to time.

Accessing or using the afb88 platform constitutes full and unconditional acceptance of these Terms. Acceptance takes effect from the date you first access the afb88 platform, whether via web browser, iOS or Android mobile app, or any other interface provided by afb88.

These Terms may be amended by afb88 at any time without prior notice. It is the user's responsibility to review these Terms periodically. Continued use of the platform following any amendment constitutes acceptance of the revised Terms.

2 User Eligibility

To be eligible to use afb88 services, you must meet all of the following requirements at all times while using the platform:

• Be at least 18 years of age at the time of registration and throughout the period of platform use.
• Being an individual with full legal capacity to enter into a legally binding agreement.
• Not a resident or citizen of any jurisdiction that explicitly and strictly prohibits online gambling.
• Not subject to any gambling restrictions imposed by a court, financial institution, or regulatory body.
• Using legitimately obtained personal funds for betting activities on the afb88 platform.
• Do not act on the instructions or interests of any third party when using your afb88 account.

Afb88 reserves the right to request age and identity verification at any time. Should a user fail to demonstrate eligibility, afb88 reserves the right to suspend or close the account and withhold any associated funds pending the completion of an investigation.

3 Account Registration

Each user is permitted to hold only one (1) active account at afb88 at any time. Holding multiple accounts is prohibited and may result in the suspension of all related accounts along with the forfeiture of all fund balances therein.

During registration, you are required to provide complete, accurate, and current information including your full name, mobile number, email address, and payment details. Information provided at registration must match your official identification documents.

• Your full name must match exactly as stated on your MyKad or passport.
• Your mobile number must be active and reachable for verification purposes.
• The email address must be a personal email that you own and can access.
• Passwords must be at least 8 characters long, combining uppercase letters, lowercase letters, numbers, and symbols.

Identity verification (KYC – Know Your Customer) may be required before your first withdrawal can be processed. Accepted documents include a MyKad, Malaysian passport, or a valid driver's license. The KYC process is typically completed within 24 business hours upon receipt of complete documentation.

Afb88 reserves the right to decline any individual's registration application without providing a reason. afb88's decision in this regard is final.

4 Deposits & Payments

Afb88 supports a variety of convenient and secure deposit methods for Malaysian players. All deposit transactions are processed through payment channels encrypted with 256-bit SSL technology to ensure the security of your financial data.

Accepted deposit methods at afb88 include:

• DuitNow – Instant transfer to a phone number or bank account number.
• FPX (Financial Process Exchange) – Direct transfer from major Malaysian bank accounts.
• Touch 'n Go eWallet (TnG) – Malaysia's most popular digital wallet.
• GrabPay – Pay via the Grab app.
• Boost – Malaysia's local digital wallet.
• USDT (Tether) – A stable cryptocurrency for international deposits.

The minimum deposit amount at afb88 is RM 30 for most payment methods. Deposits are typically credited to your account within minutes. If you experience an unusual delay, please contact the support team with clear proof of payment.

All deposits must be made using an account name that matches the registered afb88 account name. afb88 reserves the right to reject or hold any deposit that does not meet this requirement until verification is completed.

5 Fund Withdrawal

Afb88 is committed to processing all valid withdrawals within 15 to 60 minutes of approval. This applies on public holidays and weekends — no time restrictions limit your withdrawals.

To request a withdrawal, users must meet the following requirements:

• KYC (Know Your Customer) verification must be completed and approved before your first withdrawal can be processed.
• There must be no outstanding bonus wagering requirements at the time a withdrawal request is submitted.
• Withdrawals may only be made to the same account or payment method used for the original deposit ("same source withdrawal policy").
• The minimum withdrawal amount is RM 30 per transaction.
• The maximum daily withdrawal amount is as determined by the user's account level.

Afb88 reserves the right to request additional verification documents before processing withdrawals that exceed certain amounts or where suspicious activity is detected. This forms part of afb88's strict anti-money laundering (AML) policy.

6 Bonuses & Promotions

Afb88 offers a wide range of attractive bonuses and promotions for both new and existing members. All bonuses are subject to terms and wagering requirements specific to each promotion. Users are encouraged to read each bonus's terms in full before claiming.

The general principles applicable to all afb88 bonuses are as follows:

• Bonuses may only be claimed once per promotion unless otherwise stated.
• The wagering requirement (rollover) must be fully met before any withdrawal from bonus funds is permitted.
• The bonus validity period will be stated in each promotion's terms. Expired bonuses will be automatically forfeited.
• Afb88 reserves the right to void any bonus claimed through fraudulent means or promotional abuse.
• Each promotion is limited to one account, one phone number, one IP address, and one device only.
• Bonuses are non-transferable between accounts and cannot be directly converted to cash.

Afb88 reserves the right to modify, suspend, or terminate any promotion at any time without prior notice. Any attempt to exploit or abuse the bonus system will be considered a serious breach of the terms of use and may result in account closure.

7 Game Rules

All games available at afb88 — including online slots, Live Casino, Sports Betting, and e-sports — are governed by the respective game providers' rules. In the event of a conflict between a provider's rules and these Terms, afb88's Terms shall prevail.

Regarding game outcomes and wins:

• All slot game and casino game outcomes use a independently verified and certified fair Random Number Generator (RNG).
• Sports betting results are final once afb88 confirms the match outcome from official sources.
• Any winnings arising from technical errors, system malfunctions, or software glitches will not be paid out and may be voided by afb88.
• Afb88 reserves the right to void any wagers accepted during technical disruptions that affect the accuracy of odds or game outcomes.

In Live Casino, the dealer's decision is final. In the event of a dispute regarding a live game outcome, video recordings will be used as evidence to resolve any claims.

8 Prohibited Activities

Use of the afb88 platform is subject to prohibitions on certain activities that may compromise the integrity of the platform, other users, or afb88 operations. Any violation may result in immediate account suspension and legal action.

The following activities are strictly prohibited on afb88:

• Use of automated software, bots, scripts, or any technology that mimics human actions for betting purposes.
• Collusion between two or more accounts to gain an unfair advantage.
• Credit card fraud, money laundering, or any other unlawful financial activity.
• Use of VPNs, proxies, or any method of masking your IP address to bypass regional restrictions.
• Attempts to hack, infiltrate, or disrupt afb88's security systems.
• Selling, transferring, or sharing your afb88 account with another individual.
• Filing false claims (chargebacks) with financial institutions against legitimate deposits made at afb88.

9 Privacy and Data Protection

Afb88 takes the protection of users' privacy and personal data seriously. All personal information collected by afb88 is processed in accordance with afb88's comprehensive Privacy Policy and in compliance with Malaysia's Personal Data Protection Act 2010 (PDPA).

Data collected by afb88 is used solely for the following purposes:

• Identity verification and compliance with KYC/AML requirements.
• Processing of financial transactions (deposits and withdrawals).
• Communications related to your account, promotions, and platform updates.
• Service improvements and user experience enhancements.
• Compliance with legal and regulatory requirements.

Afb88 will not sell, rent, or share users' personal data with third parties without the user's consent, except as required by law. For full details on how afb88 handles your data, please refer to the Privacy Policy us.

10 Account Suspension and Closure

Afb88 reserves the right to suspend, restrict, or close any user account at any time for reasonable cause, including but not limited to the following situations:

• Violation of any provision under these Terms and Conditions.
• Suspected fraudulent activity, money laundering, or platform abuse.
• Failure to meet KYC verification requirements within the stipulated timeframe.
• Requests from law enforcement agencies or regulatory bodies.
• Accounts that have been inactive for more than 12 consecutive months.

If an account is closed due to a Terms violation, afb88 reserves the right to forfeit all bonus balances in that account. Any legitimate cash balance (original deposit funds) will be returned to the user upon completion of the investigation, subject to applicable legal requirements.

Users may also request voluntary closure of their own account at any time by contacting the afb88 support team. Account closure requests will be processed within 3 business days.

11 Limitation of Liability

To the extent permitted by applicable law, afb88 shall not be liable for any losses, damages, or expenses arising from the use of or inability to use the afb88 platform, including but not limited to:

• Service disruptions, technical failures, or server downtime beyond afb88's control.
• Delays or failures in transaction processing caused by third parties such as banks or payment providers.
• Financial losses resulting from the user's own betting decisions.
• Unauthorised access to a user's account resulting from the user's own negligence in safeguarding their password.
• Any third-party content that may be accessible through the afb88 platform.

Afb88's maximum liability under any circumstances shall not exceed the total deposits you have made to afb88 in the 30 days preceding the event giving rise to the claim. Use of the afb88 platform is at the user's own risk.

12 Terms Amendments and Applicable Law

Afb88 reserves the right to amend, update, or replace these Terms and Conditions at any time at afb88's sole discretion. Any amendments take effect immediately upon publication on afb88.wine.

Afb88 will endeavour to notify users of material changes via in-app notifications or email. However, it remains the user's responsibility to review these Terms periodically. Continued use of the platform after any amendment constitutes acceptance of the revised terms.

These Terms and Conditions are governed by applicable law. Any dispute arising in connection with these Terms shall first be resolved through good-faith negotiation between both parties. If a dispute cannot be resolved through negotiation, it will be referred to binding arbitration in accordance with procedures established by afb88.